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Know Your PFC: India’s Power Finance Champion Quiz (20+ MCQs & Deep Insights)

The Power Finance Corporation Ltd. (PFC) is the financial backbone of India’s power sector. Established in 1986, it has grown from a specialized financial institution into India’s largest Non-Banking Financial Company (NBFC) by net worth. With its elevation to Maharatna status in 2021, PFC's role in driving India's energy transition, funding renewable projects, and supporting state distribution companies (DISCOMs) has never been more critical.

Whether you are preparing for civil services, SSC, or simply looking to understand India's energy economy, knowing PFC is essential. Before diving into the quiz, let's break down some of the complex financial and structural terminologies associated with PFC.

The Ultimate PFC Knowledge Quiz (20 MCQs)

1. In which year was the Power Finance Corporation (PFC) established?

A. 1975
B. 1986
C. 1992
D. 2001

Answer: B. 1986


2. What is the current CPSE classification status of PFC?

A. Miniratna-I
B. Miniratna-II
C. Navratna
D. Maharatna

Answer: D. Maharatna


3. Which Union Ministry exercises administrative control over PFC?

A. Ministry of Finance
B. Ministry of New and Renewable Energy
C. Ministry of Power
D. Ministry of Commerce and Industry

Answer: C. Ministry of Power


4. In 2019, PFC successfully acquired a majority stake in which major government-owned entity?

A. NTPC
B. REC Limited
C. Power Grid Corporation of India (PGCIL)
D. NHPC

Answer: B. REC Limited


5. Under its Maharatna status, what is the maximum amount PFC can invest in a single project without prior government approval?

A. ₹1,000 crore
B. ₹2,500 crore
C. ₹5,000 crore
D. ₹10,000 crore

Answer: C. ₹5,000 crore


6. Where is the registered headquarters of PFC located?

A. Mumbai
B. Chennai
C. New Delhi
D. Bengaluru

Answer: C. New Delhi


7. Which tax-exemption bonds is PFC authorized to issue under the Income Tax Act, 1961?

A. Section 80C Bonds
B. Section 54EC Capital Gains Bonds
C. Sovereign Gold Bonds
D. RBI Relief Bonds

Answer: B. Section 54EC Capital Gains Bonds


8. Who is the current Chairman and Managing Director (CMD) of PFC?

A. R. S. Dhillon
B. Parminder Chopra
C. Gurdeep Singh
D. Sanjiv Singh

Answer: B. Parminder Chopra


9. In 2017, PFC issued its debut international bond for environmental projects. What was it called?

A. Blue Bond
B. Green Bond
C. Solar Bond
D. Climate Action Bond

Answer: B. Green Bond


10. What is PFC’s primary financial categorization according to the Reserve Bank of India (RBI)?

A. Commercial Bank
B. Non-Banking Financial Company (NBFC)
C. Cooperative Bank
D. Microfinance Institution

Answer: B. Non-Banking Financial Company (NBFC)


11. PFC serves as the designated nodal agency for which major scheme aimed at improving DISCOMs?

A. PM-KUSUM
B. Revamped Distribution Sector Scheme (RDSS)
C. Saubhagya Scheme
D. UJALA

Answer: B. Revamped Distribution Sector Scheme (RDSS)


12. To qualify for Maharatna status, what is the minimum average annual net profit a CPSE must achieve for three consecutive years?

A. ₹1,000 crore
B. ₹2,500 crore
C. ₹5,000 crore
D. ₹10,000 crore

Answer: C. ₹5,000 crore


13. Where did PFC incorporate its first foreign subsidiary, PIFIL?

A. Singapore
B. Dubai International Financial Centre (DIFC)
C. IFSC, GIFT City (Gujarat)
D. London

Answer: C. IFSC, GIFT City (Gujarat)


14. What domestic credit rating does PFC consistently hold from agencies such as CRISIL, ICRA, and CARE?

A. AA
B. AA+
C. AAA
D. A+

Answer: C. AAA


15. In which year did PFC launch its Initial Public Offering (IPO), becoming listed on the BSE and NSE?

A. 1999
B. 2004
C. 2007
D. 2010

Answer: C. 2007


16. Which of the following is NOT a core service provided by PFC?

A. Rupee Term Loans
B. Retail Savings Accounts for Individuals
C. Financial Consulting
D. Short-Term Loans

Answer: B. Retail Savings Accounts for Individuals


17. What specialized role does PFC play for Independent Transmission Projects (ITPs)?

A. Sole Financier
B. Bid Process Coordinator
C. Construction Manager
D. Auditor

Answer: B. Bid Process Coordinator


18. By net worth and consolidated loan asset book, PFC is currently recognized as India's largest:

A. Public Sector Bank
B. NBFC Group
C. Mutual Fund Operator
D. Insurance Provider

Answer: B. NBFC Group


19. What is the minimum average annual turnover required for three consecutive years to qualify for Maharatna status?

A. ₹15,000 crore
B. ₹20,000 crore
C. ₹25,000 crore
D. ₹30,000 crore

Answer: C. ₹25,000 crore


20. A significant portion of PFC’s generation loan book is now actively transitioning toward which sector to support India's 2030 goals?

A. Coal Mining
B. Renewable Energy (RE)
C. Nuclear Power
D. Oil Exploration

Answer: B. Renewable Energy (RE)

Know Your PFC Challenge

Total Questions: 20 Total Marks: 20