20 MCQ on Concepts and Dynamics of Self-Help Groups (SHG) in Indian Context)

20 MCQ on Concepts and Dynamics of Self-Help Groups (SHG) in Indian Context) 

1. Question: Self Help Groups (SHGs) are typically formed with the objective of: a) Providing professional counseling services to members b) Promoting collective savings and microcredit among members c) Offering employment opportunities to non-members d) Conducting research on community development Answer: b) Promoting collective savings and microcredit among members

2. Question: The main emphasis of Self Help Groups (SHGs) is on: a) Individual achievements and success b) Collective empowerment and development c) Seeking external financial aid only d) Minimal interaction among members Answer: b) Collective empowerment and development

3. Question: In the context of SHGs, "empowerment" refers to: a) Relying solely on external assistance for progress b) Enhancing the capacity and control of individuals or groups c) Isolating oneself from community involvement d) Promoting dependency on government schemes Answer: b) Enhancing the capacity and control of individuals or groups

4. Question: The first and fundamental step in forming an SHG is usually: a) Identifying a group leader b) Conducting a community needs assessment c) Registering the group with a government agency d) Distributing funds to the group members Answer: b) Conducting a community needs assessment

5. Question: SHGs often engage in activities like savings, credit, and: a) Profit maximization b) Individual entrepreneurship c) Community welfare and development d) Accumulation of assets for the leader Answer: c) Community welfare and development

6. Question: The concept of "revolving fund" in SHGs refers to: a) A fund managed by external agencies for group activities b) A fund contributed by members for various group initiatives c) A fund meant for personal use by the group leader d) A fund provided by the government for individual members Answer: b) A fund contributed by members for various group initiatives

7. Question: SHGs primarily target which sector of society for their formation and development? a) Urban, upper-income individuals b) Rural, economically weaker sections c) Middle-income professionals d) Government employees Answer: b) Rural, economically weaker sections

8. Question: The National Bank for Agriculture and Rural Development (NABARD) has played a significant role in: a) Discouraging the formation of SHGs b) Regulating the functioning of SHGs c) Providing financial assistance and guidance to SHGs d) Controlling the leadership of SHGs Answer: c) Providing financial assistance and guidance to SHGs

9. Question: One of the key dynamics within an SHG is: a) Centralized decision-making by the leader b) Participation and decision-making by all members c) Strict hierarchical structure within the group d) Non-involvement of members in group activities Answer: b) Participation and decision-making by all members

10. Question: The primary mode of communication within an SHG is usually: a) Hierarchical and formal b) Informal and participatory c) Controlled by external agencies d) Non-existent Answer: b) Informal and participatory

11. Question: SHGs in India have been successful in promoting: a) Dependency on external agencies b) Social isolation c) Women's empowerment and financial inclusion d) Unregulated lending practices Answer: c) Women's empowerment and financial inclusion

12. Question: SHGs typically operate on the principle of: a) Competition and rivalry among members b) Mutual trust, cooperation, and solidarity c) Political interference and control d) Strict enforcement of rules and regulations Answer: b) Mutual trust, cooperation, and solidarity

13. Question: One of the challenges faced by SHGs is: a) Overdependence on external funding b) Limited participation of members in decision-making c) Isolation from the community d) Strict adherence to traditional practices Answer: b) Limited participation of members in decision-making

14. Question: The National Rural Livelihoods Mission (NRLM) is an initiative aimed at: a) Suppressing the growth of SHGs b) Enhancing rural employment through SHGs c) Promoting urban-based enterprises d) Exclusively focusing on male participation in SHGs Answer: b) Enhancing rural employment through SHGs

15. Question: The role of an Animator in the context of SHGs is to: a) Control and dictate the activities of the group b) Act as a liaison between the group and external agencies c) Hold all decision-making power within the group d) Minimize group interactions and activities Answer: b) Act as a liaison between the group and external agencies

16. Question: In India, SHGs primarily focus on: a) Gender equality and empowerment of men b) Economic and social empowerment of women c) Restricting financial activities to individuals d) Promoting competitive market behavior Answer: b) Economic and social empowerment of women

17. Question: The main source of funding for SHGs in India often comes from: a) Private corporations b) Foreign NGOs c) Government schemes and banks d) International governments Answer: c) Government schemes and banks

18. Question: An important benefit of SHGs is that they encourage members to: a) Save and invest individually b) Rely solely on external aid c) Engage in unhealthy competition d) Withdraw from group activities Answer: a) Save and invest individually

19. Question: The process of forming federations of SHGs is aimed at: a) Isolating groups from each other b) Reducing the influence of the government c) Enhancing the collective strength and bargaining power of the groups d) Eliminating the need for networking Answer: c) Enhancing the collective strength and bargaining power of the groups

20. Question: One of the challenges faced by SHGs in India is related to: a) Over-centralization of power within the group b) Difficulty in accessing credit and financial services c) Limited focus on women's empowerment d) Disregarding the role of government agencies Answer: b) Difficulty in accessing credit and financial services

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