Lok Adalat refers to:

(A) Out-of-court settlement.

(B) Decreasing the caseload of courts for speedy justice.

(C) Summary trial.

(D) People deciding about their problems.

The answer is (D).

Lok Adalat is a system of alternative dispute resolution (ADR) that provides a forum for parties to a dispute to settle their matter amicably. It is a people's court where the parties themselves decide about their problems. Lok Adalats are conducted under the aegis of the National Legal Services Authority (NALSA) and are held regularly at various levels, including the Supreme Court, High Courts, and District Courts.

Lok Adalats can be used to settle a wide range of disputes, including civil, commercial, family, and labor disputes. The proceedings are informal and conducted in a spirit of compromise. The parties are assisted by a panel of judges, lawyers, and social workers who help them to reach a mutually agreeable settlement.

If the parties are able to reach a settlement, the Lok Adalat passes an award which is binding on all parties. The award is enforceable as a decree of a civil court.

Lok Adalats play an important role in reducing the backlog of cases in courts and providing speedy and affordable justice to the common people.

Here is a table showing the relationship between the options and Lok Adalat: